Rates

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rate DescriptionTermPayment DescriptionAPRAPR Type
Holiday Loansup to $3,000 for 24 monthsapprox $133 for 24 months5.990%Fixed
Home Equity Loanup to 15 years$7.28 per $1,000 with A Credit3.75%Fixed
Line of Credit Loansup to 60 monthsapprox $21.02 per $10009.50% with B CreditFixed
Line of Credit Loansup to 60 monthsapprox $20.52 per $10008.50% with A CreditFixed
Line of Credit Loansup to 60 monthsapprox $23 per $1,00013.00% with C CreditFixed
Vacation Loansup to $3,000 for 30 months109.00 per month for 30 months6.00% with A CreditFixed
Vehicles New up to 60 monthsapprox $18.42 per $1,0002.99% with A CreditFixed
Vehicles Usedup to 60 monthsapprox $18.65 per $1,0004.99% with A CreditFixed
Rates as of 5-15-18.
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.


Certificates

Rate DescriptionTermsDividend RatesAPY
$10,000 Minimum Balance36 months2.35%2.37%
$10,000 minimum balance24 months2.20%2.22%
$5,000 minimum balance18 months2.00%2.01%
$1,000 minimum balance12 months1.85%1.86%
Rates as o5-15-18.
NOTE: Early withdrawal from certificates will be subject to a penalty of ½ of dividends earned.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.


Savings/Shares Rates

Rate DescriptionTermsDividend RatesAPY
Regular shares/special savings$100-$5,000 Quarterly0.10%0.10%
Regular shares/special savings$5,001-$10,000 Quarterly0.25%0.25%
Regular shares/special savings$10,001-and up Quarterly0.40%0.41%
Rates as of3-31-2018-.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.