We offer a wide range of services to our members.
More to come, please check back often.

In-Office Services

  • Certificate of Deposits
  • Home Equity Loans
  • Car Loans
  • Vacation Loans
  • Holiday Loans
  • Line of Credit loans
  • Share Saving Accounts
  • Special Saving Accounts
  • Share Draft Accounts
  • Visa Debit Cards
  • Free Notary service for credit union members.

Online Services

Audio Response Services

  • Audio Response can be reached at            1-866-312-1461

Special Certificates of Deposit

Your Credit Union does offer Special Certificate of Deposit.


These Special Certificate are available for money transferred from another financial institution only, and NOT available on funds already on deposit in our Credit Union. The rate that are offered are for a limited time and is subject to cancellation at any time.

Please contact your Credit Union for additional information concerning Special Certificates of Deposit.

DON’T WAIT…CALL US NOW! 210-521-2898 or get the application at our website:
*With approved credit.

Vacation Loans

From May 15 to July 31 you may apply for a $2,500 vacation loan.

The rate is a LOW, LOW 6.0% for 24 months. The payments will be from $111.00 to $123.00 depending on your selection of Credit Life/Disability Insurance.

If you already have a vacation loan, you may apply for the difference between the current payoff of your vacation loan and $2,500.

Holiday Loans

Holiday loans are normally available from November 15 until January 31.

You could get up to $2,500 (with approved credit) for 24 months at a rate determined by your credit score. The payments would be $94.00 – $98.00 depending on your selection of Credit Life/Disability Insurance. If you currently have a Holiday loan, you may get the difference between your current payoff and $2,500*.

Please contact your credit union or watch the monthly issue of The Savings Edge for additional information on up coming Holiday loans.

Line of Credit Loans

Your limit is based on your monthly income.  1 1/2 time your monthly salary, (with approved credit) for up to 60 months.  The rate is based on your credit score.  If you have been on your job over 5 years, the maximum is $5,000.  If you have been on your job over 10 years, your maximum is $10,000. *
*With approved Credit.

Home Equity Loans

A home equity loan is a type of loan which will allow the borrower to borrow money by pledging the house as collateral. A home equity loan creates a lien against the borrower’s house, and reduces actual home equity. Borrowers who want to borrow a relatively large amount of money or who don’t have good credit often find the home equity loan to be attractive. If you don’t have enough funds to take a vacation, buy a new car, update the décor of your home or landscape the garden, tap into your equity with the help of a Home Equity Loan. This option for homeowner’s with good or bad credit can be a difficult process and sometimes not worth the trouble. However we can help you deal without all of the hassle that goes with it. We will send your information to companies that will get you in touch with different lenders so you don’t have to do the work!
If you own or nearly own your home, a Home Equity Loan can help you to unlock the potential of your home’s equity without you having to sell your house.

Rates from 3.25% APR with A paper and 4.25 % APR for B paper

Emergency Money Solutions – EMS Loans

EMS Advance form will be a simple application on which the Member will acknowledge the advance and authorize the deduction of the Pay off of the Advance from the next direct deposit of their pay, payroll deduction or check held by Credit Union. The amount of the EMS Advance is limited to $500.  A member must have been a member of the Credit Union at least 6 months to be eligible and may receive only one EMS Advance in a 6-month period. No credit check will be made.  Be sure and specify EMS when applying since the terms and conditions are different from the regular loans.