Credit Score

Establishing a good credit history will help you build your credit for the future.

A few things that can build credit are:

  • Maintaining a budget to help you stay on track and keep you from overspending 

  • Pay your bills on time 

  • Don’t open too may new accounts 

  • Set reminders or auto-pay accounts to keep your bill payments on time every month 

  • Check your credit report and know what is on it 

  • Reduce your credit balances and pay it off immediately 

Knowing how to manage your credit will help keep your credit healthy and lower your credit risk. 

Contact your credit union to see how they can help find better financial options for you.